Validation. Control. Prepared for early or “on time” retirement.
It’s not about spreadsheets and numbers (although we love those too). It’s about you. Your family, future and ambition. That’s why your Rask Adviser has one goal in mind: help you achieve yours.
Because our goal is your financial independence, we don’t force you into “ongoing” arrangements, manage your money in adviser-only platforms, or bamboozle you with jargon to justify fees. Our fees are on the first page of your Rask Financial Plan.
By partnering with us, you will leave us feeling confident in your course of action. Whether it’s retirement or a first home.
Since 2017, Rask has been built on a simple vision:
By partnering with us, not only will you get a team truly committed to giving you Australia’s best financial advice, you support a bigger mission.
Choose Rask Advice.
We give you the best advice we can, then support you to stay in control.
We'll teach you to fish, not sell you one. But call us when you want to.
Rask advisers face rigorous training & sign The Rask Code.
Our advice fees are fixed, in advance. Like it should be.
Rask's mission is about access to honest help. Your fees are fuel for bigger impact.
Our advisers have unlimited support from a talented and qualified investment team.
We prioritise once-off advice, but you can request ongoing support (for a discounted yearly fee). See below.
Our core areas of focus include business owners & those seeking great retirements.
The Rask community is known for financial independence and being extremely informed, wanting to stay in control. This means our community rarely fits into traditional financial advice models.
Who is it for? If you want a qualified adviser to review, strategise and deeply understand your current strategies, property v shares, career goals and family planning.
We believe everyone should get financial advice for retirement because there are many things we miss. The cost of great financial advice pays for itself many times over, from tax planning to better night’s of sleep.
Who is it for? If you need to transition from property investing to shares for the first time, are thinking about maximising Super, want to take care of your family or just want someone to help you maximise your income potential.
At its core, Rask exists to unlock value in the world. And we do that through business – investing in them, nurturing and supporting them, and working with leaders.
Who is it for? We believe our focus on business owners, founders & entrepreneurial people offers you the maximum impact from our advice and support. Platinum Advice customers work very closely with our senior team, including Owen Rask every three months.
If you’re only seeking answers to more complex questions, without the need for tailored and personalised advice, our advisers offer 60-minute sessions.
Who is it for? Those who have cashflow and behavioural challenges; or those with technical and specific ‘how to’ type questions. This is not a personalised advice service, so you’ll be coached on what questions your coach can, and cannot, answer.
Our advice fees cover… well, our advice.
Similar to how an accountant doesn’t pay your tax bill, we do not pay for all of your financial life. But we do try to minimise these at every turn.
In addition to fees charged by us, typically a customer of Rask Advice typically encounters a range of costs charged by other parties:
Billionaire Charlie Munger was known to say, “show me the incentive and I’ll show you the outcome.”
Our incentive is to provide the best advice we can, so you come back to us in the future. And the only fee we want to receive is the advice fee, which you’re told in advance.
At Rask, we’re blessed to have a huge community around us. We don’t advertise or push for referrals. Because of that, your Rask Adviser will never be under pressure to sell you something.
The downside is, we’re simply not capable of servicing everyone who comes to us.
Not only that, other advisers may be better at certain things, including our advice partners.
Situations we won’t often deal with:
Implementation refers to an adviser, or their team, “setting you up and doing it for you.”
Our team is designed to offer advice, rather than call the bank or your broker to help fill out forms. If an adviser does this, it can end up costing you a lot more money than if you put aside 30 minutes a fortnight for three months to follow the plan we create with you. Think of all those moments we’ll have to ask, “just confirming, was the name of your first pet, Garfield?” or “once more, where did you go to primary school?”
Our advice is honest, educational and empowering, plus our team is available for questions.
That said, we offer a fixed number of hours of “implementation support”, for our Retirement and Business level packages. This is designed to help you get up and running with the expert strategies we plan for you.
Our team will also help our customers with any tricky questions and provide phone, video or email support after the first three months of your partnership starts with us.
We’ll work with you during the screening process to determine if implementation is something you’ll need, and how we would help. Of course, you can also call or email us any time you need a hand. Our Financial Services Guide (FSG) and Pricing Explainer explains this in more detail (see Docs further up the page).
We don’t lock you into any ongoing advice upfront. But we have a service called “autopilot”.
Within the first 12 months, you will have the opportunity to join your adviser and provide a 60-minute update every 3 months (e.g. around 3, 6 and 9 months). We’ll also check in before the first year is up – but by then we hope you’re off and racing.
In addition, you and your entire family will be given a free membership to Rask Core (the DIY investment service offered by The Rask Group), invites to events, Rask community access and admission to all Rask courses and webinars.
What is autopilot?
If you want to stay with us as a personal financial advice customer after the first year, you may be given the option of continuing with our service for one-half of the upfront advice cost.
Why one-half?
We estimate our financial advice customers will, on average, want a full check-in and financial plan updated every 2-3 years. By opting for ongoing advice, you can effectively lock in continuous access to your advice team and the price you paid.
Note: we will not sell you on this and we also reserve the right to cancel the agreement. For you, it’s an optional thing and it provides our customers with a lot of confidence they can call us at a moment’s notice. Think of it like a safety net.
Extra note: after early testing we were blown away by how many people suggested they want an ongoing, long-term financial partnership with us!
Owen Rask is a highly experienced Australian investor and founder of The Rask Group. As Chief Investment Officer, Owen oversees all research and capital allocation across Rask. He reports directly to you, our investors, and our investment committee. Owen is also passionate about wealth creation and advice, and has chosen to specialise in helping business owners and entrepreneurial people.
Owen has built Rask to over 250,000 followers, hosts many popular investing podcasts, frequently appears on TV, has run Rask’s investment services for over 5 years, and built a financial education platform with 26,000 students.
Owen’s formal qualifications:
With over two decades of experience, Gemma’s expertise spans all things personal finance, property investment, career transitions, superannuation, and overall financial wellness. As a mum of two, she understands the importance of balancing life’s responsibilities and knows that the quickest way from dream to reality is a solid plan that includes flexibility and fun.
With over 20 years of experience in finance, Gemma has dedicated her career to helping people take control of their financial futures. Through one-on-one coaching, workshops, and keynote speaking, she guides individuals and businesses to align their financial goals with their values, build resilience, and thrive through life’s inevitable plot twists.
As a mum and entrepreneur, Gemma has experienced firsthand the challenges of navigating major life changes like divorce, loss and career shifts. These experiences have shaped an empathetic, practical approach to wealth-building and financial independence. She is passionate about helping others rebuild, grow, and protect their wealth in a way that feels empowering and sustainable.
In her own words:
“My goal is simple: to inspire confidence, provide practical tools, and support you in creating a financial future that works for you. Whether it’s through coaching, advice, or consulting, I’m here to help you take the next step toward financial freedom.”
Gemma’s formal qualifications:
Pete is Rask’s Senior Paraplanner. Starting at NAB in 2006, Pete has over 15 years of financial services industry experience and possesses extremely deep technical knowledge. With our technology team, Pete develops and oversees all of the financial piping, products and processes behind Rask Advice, including crafting you a fantastic financial plan and modelling multiple scenarios.
He works directly with the senior advice team, and also mentors newer team members. In short: if you have a really technical financial question – take it to Pete! Peter lives in a regional country town in Victoria and has a young family.
Rask is seeking the most highly talented advisers, associates and customer service managers in Australia to join our team and do great work.
Love what you do. Help more people. Get paid well.
Please view our career page on Seek.
I’m a specialist financial adviser with 15+ years of advice experience, primarily in retirement. Good advice isn’t my occupation, it’s my life.
I’m a specialist retirement adviser and expert at intergenerational wealth transfer. If you want to plan for the next generation, come talk to me.
As a family-oriented provider I’m someone who cares about the family unit, (both growing and established) with exceptional financial advice.
Let’s face it, we’re all looking to do more, on a budget. I’m an all rounder who loves to develop relationships.
I might be young at heart, but I was born for this. From Super to family planning, I’m eager to help.
Kate Campbell is an accomplished author, podcast host and educator at The Rask Group. Kate oversees compliance, runs The Australian Finance Podcast, a financial education channel with over 100,000 unique monthly listeners and viewers. Kate is the author of Buying Happiness and is currently studying a Juris Doctor.
Mitchell Sneddon is Rask’s Head of Funds Management and oversees all day-to-day operations for our investing strategies, client communication and investor experience. Mitchell has over 15 years of professional experience, specialising in client services and distribution to high-net worth, direct investors and financial advisers. Investing impacts everyone’s life, whether they know it or not and Mitchell takes pride in helping everyone.
Mitchell says investing impacts everyone’s life, whether they know it or not. That’s why he takes complete pride in helping Rask’s community, including hundreds of thousands of podcast listeners and students, to educate themselves to make smarter long-term wealth-building decisions. Through education and transparency he has been able to grow sustainable, long-term funds management businesses with extremely high rates of retention.
Pete Wargent is a leading Australian property consultant, entrepreneur and six-time author. He serves as our macro consultant, presenting in-depth insights on local and global economic modelling. Pete is a chartered accountant by background, and hosts The Australian Property Podcast.
Karen Eley is one of Australia’s leading certified Money Coaches, with more than 20 years’ experience in financial services, mostly as a Financial Adviser. Before going out on her own, Karen worked her way up to being a partner at a top financial planning firm in Adelaide – a position she held for over a decade.
Mitchell Sneddon is Rask’s Head of Funds Management and oversees all day-to-day operations for our investing strategies, client communication and investor experience. Mitchell has over 15 years of professional experience, specialising in client services and distribution to high-net worth, direct investors and financial advisers. Investing impacts everyone’s life, whether they know it or not and Mitchell takes pride in helping everyone.
Mitchell says investing impacts everyone’s life, whether they know it or not. That’s why he takes complete pride in helping Rask’s community, including hundreds of thousands of podcast listeners and students, to educate themselves to make smarter long-term wealth-building decisions. Through education and transparency he has been able to grow sustainable, long-term funds management businesses with extremely high rates of retention.
Pete Wargent is a leading Australian property consultant, entrepreneur and six-time author. He serves as our macro consultant, presenting in-depth insights on local and global economic modelling. Pete is a chartered accountant by background, and hosts The Australian Property Podcast.
“
